Current Rates at
P.S.T.C. Employees FCU

Effective December 17, 2008
 
Share Rates
Share Accounts
Account Type Minimum Amount Rate APY
Share * $5 0.50% 0.50%
Club * $0 0.50% 0.50%
Share Draft $0 0.00% 0.00%
Money Market $2,000 1.29% 1.30%

* Minimum balance of $100 in order to accrue stated dividend.

Certificates of Deposit **
Account Type Minimum Amount Rate APY
6 Month $500 2.72% 2.75%
12 Month $500 3.01% 3.05%
12 Month $10,000 3.20% 3.25%
12 Month $25,000 3.49% 3.55%
12 Month $50,000 3.69% 3.75%
30 Month $500 3.49% 3.55%
IRA $1 3.11% 3.15%
IRA $10,000 3.30% 3.35%
IRA $25,000 3.59% 3.65%
IRA $50.000 3.78% 3.85%

**Penalty may be imposed for early withdrawal of principal.
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Loan Rates

 

 

Loan Type APR**
Personal Signature 12.0%
Christmas - 1 year 10.0%
Computer Purchase
$4,000 maximum-4 yrs.		 11.0%
Co-Maker 12.0%
Share Secured 7.0%

 

 

 

 

 ** For qualified buyers.
Loan Type APR**
New Auto
36 Months		 6.50%
New Auto
48 Months		 6.50%
New Auto
60 Months		 7.00%
New Auto
72 Months		 7.00%
Used Auto
60 Months
(3yrs.old or less)		 7.75%

Mortgages
First Mortgage - 30 year
No Points		 Call for our
LOW rates!
Second Mortgage Call for our
LOW rates!

 

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Rates are subject to change without notice.

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