PSTCFCU Current Rates

Share Rates

**Share Accounts**
Account Type	Minimum Amount	Rate	APY
Share *	$5	0.25%	0.25%
Club *	$0	0.25%	0.25%
Share Draft **	$0	0.25%	0.25%

* Minimum balance of $100 in order to accrue stated dividend.
** Minimum balance of $1 in order to accrue stated dividend.

Share Certificates ***
Account Type	Minimum Amount	Rate	APY
6 Month	$500	0.65%	0.65%
12 Month	$500	0.80%	0.80%
12 Month	$10,000	0.90%	0.90%
12 Month	$25,000	1.00%	1.00%
12 Month	$50,000	1.09%	1.10%
30 Month	$500	1.49%	1.50%
Money Market	$2,000	0.35%	0.35%
IRA	$1	0.90%	0.90%
IRA	$10,000	1.00%	1.00%
IRA	$25,000	1.09%	1.10%
IRA	$50,000	1.19%	1.20%

***Penalty may be imposed for early withdrawal of principal.

Loan Rates

Loan Type	APR****
Personal Signature	8.5% - 18.0%
Vacation/Holiday - 1 year	8.5% - 18.0%
Co-Maker/Co-Signer	8.5% - 18.0%
Computer Purchase $2,500 maximum-3 yrs.	8.5% - 18.0%
Back-To-School Loan Promotion!! (7/18/2011 - 9/28/2011) Maximum 9 months $1,000.00	5.9% - 16.5%
Share Secured	5.0%
180 Day Loan (1)	21.5% - 22.0%

**** For qualified buyers.

(1) Loan requires a $20.00 application fee (may be added
to loan principal). Minimum loan request is $200.00 -
maximum is $1,000.00. 180 day re-payment period with
flexible monthly, bi-weekly or weekly payments.

Loan Type	APR****
New Auto 36/48 Months	4.25% - 10.5%
New Auto 60/72 Months	4.75% - 13.0%
New Auto 84 Months	5.25% - 13.5%
Used Auto 5 yrs. or less 36/48 Months	5.25% - 13.0%
Used Auto 5 yrs. or less 60 Months	5.75% - 13.5%